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Shared expenses

You booked the weekend trip on your card. Your partner didn't pay a cent for it — yet — but half of it is theirs.

Categorize that line as Shared instead of Mine, and Funder splits it straight down the middle: half counts as your expense, half as theirs, automatically, no separate transfer required.

The Categorize popover on a Booking.com charge, with the Mine/Shared toggle switched to Shared and a list of expense categories below it.

Do this all month — groceries, rent, the odd dinner out — and Funder keeps a running tally of who's ahead. It shows up right on your dashboard, split by person:

The Mutual Balance card, showing 42.50 CHF moved in Alice's favour this month, and each partner's running balance: Alice +1,148.90 CHF, Bob -1,148.90 CHF.

No spreadsheet, no "I'll Venmo you later" that never happens. When one of you pays the other back, categorize that transfer as a Repayment and the balance settles — partial repayments are fine too, the running total just adjusts.

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